TERMS OF
SERVICE

1. ACCEPTANCE OF TERMS

By accessing and using Swarp Pay ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. SERVICE DESCRIPTION

Swarp Pay is a digital payment platform that enables users to send, receive, and convert money globally between traditional fiat currencies and cryptocurrencies. Our services include:

• Global money transfers
• Real-time currency conversion
• Cryptocurrency wallet integration
• Non-custodial transaction processing
• Multi-asset support for 100+ cryptocurrencies and fiat currencies

3. USER ACCOUNTS

To use our services, you must create an account and provide accurate, complete, and current information. You are responsible for safeguarding your account credentials and all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.

4. ACCEPTABLE USE

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, or impair the Service. Prohibited activities include but are not limited to:

• Money laundering or terrorist financing
• Fraud or fraudulent transactions
• Violation of any applicable laws or regulations
• Unauthorized access to other users' accounts
• Distribution of malware or harmful code

5. FEES AND CHARGES

Swarp Pay charges fees for certain transactions and services. All applicable fees will be clearly disclosed before you complete any transaction. We reserve the right to change our fee structure with reasonable notice.

6. SECURITY AND PRIVACY

We implement industry-standard security measures to protect your account and personal information. However, no system is completely secure, and you acknowledge that you use the Service at your own risk. For detailed information about how we collect and use your data, please review our Privacy Policy.

7. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Swarp Pay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, or use, arising out of or relating to your use of the Service.

8. TERMINATION

We may terminate or suspend your account and access to the Service immediately, without prior notice, if you breach these Terms of Service or for any other reason at our sole discretion.

9. CHANGES TO TERMS

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated terms.

10. GOVERNING LAW

These Terms of Service are governed by and construed in accordance with the laws of [Jurisdiction], and you agree to submit to the exclusive jurisdiction of the courts in [Jurisdiction] for the resolution of any disputes.